Helping you get behind the wheel of your first home — I break down the process, explain your options clearly, and guide you step-by-step so you start homeownership with confidence.
Self-Employed & Alternative Income
Flexible mortgage solutions for self-employed or non-traditional income earners. If your income comes from a small business, freelancing, or contract work — I’ll work with lenders who understand and can help get you approved.
Bruised / Bad Credit / Credit Rebuild
Credit giving you trouble? I specialize in lenders and programs that work with credit issues, offering you a chance at homeownership (or rebuilding credit) without judgment and with clear terms.
Mortgage Renewals & Rate Shopping
Don’t wait until your renewal letter shows up — I’ll start working ahead. I shop around ALL available lenders so you get the best rate before renewal day hits. Prevent surprises, save money.
Refinances & Debt Consolidation
Need to restructure your finances? I help you refinance, consolidate debt, or adjust your mortgage — like a tune-up for your finances to make payments smoother and more manageable.
Not sure where you stand? I offer honest, straightforward pre-approvals and financial consultations — so you know your options before you even start shopping. No pressure, just clarity.
Investment & Rental Properties
Investing in real estate? I offer mortgage solutions designed for rental properties and investment homes — helping you grow your property portfolio with honest, no-nonsense advice.
New to Canada / Immigrant & Newcomer Mortgages
New to Canada? No problem. I work with lenders that help newcomers get mortgages even with limited Canadian credit history — helping you settle in with clarity and support.
Construction & Renovation / Purchase-With-Improvements Mortgages
Buying and improving? If you plan to buy a home and renovate, or build from scratch — I help package the financing so you get the home and the reno loan in one go.
Home Equity & Second Mortgages / HELOCs
Need cash or want to leverage equity? I help you access your home’s equity safely — whether you need renovation cash, want to consolidate debt, or need breathing room financially.
Mortgage Pre-Approvals & Consultations
